Step 1.

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=110 BGCOLOR="#999933" TEXT="#080000" bgproperties="fixed" background="038006e0ddwnfv.png"> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><B>A Full-service Internet Insurance Agency selling life, auto and home insurance.    </B></FONT><B>   </B></div> <div> <B>    </B><A HREF="index.htm" TARGET="_top" TITLE="A Fullservice Internet Insurance Agency "><U><B>home</B></U></A><B>  / </B><A HREF="id2.htm" TARGET="_top" TITLE="About Us"><U><B>About Us</B></U></A><B>  / </B><A HREF="id3.htm" TARGET="_top" TITLE="Products"><U><B> Products</B></U></A><B>  / </B><A HREF="id4.htm" TARGET="_top" TITLE="Whats New"><U><B> What's New</B></U></A><B>  / </B><A HREF="id5.htm" TARGET="_top" TITLE="Charities"><U><B> Charities</B></U></A><B>  /  </B><A HREF="id16.htm" TARGET="_top" TITLE="Directors"><U><B>Directors</B></U></A><B>  /  </B><A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U><B>Contact Us</B></U></A><B> </B></div> <div>  </div> <div> </div> </td> </tr><tr> <td valign="top" width=190 BGCOLOR="#CCCC99" TEXT="#080000" background="039bec00esnpes.png"> <div> <B>Steps to Buying Life Insurance</B></div> <div> <A HREF="id9.htm" TARGET="_top" TITLE="Life"><U><B>Life</B></U></A><B> </B></div> <div> <B>Step 1</B></div> <div> <A HREF="id19.htm" TARGET="_top" TITLE="Step 2 Type of Life insurance needed?"><U><B>Step 2</B></U></A></div> <div> <A HREF="id36.htm" TARGET="_top" TITLE="Step 3"><U><B>Step 3</B></U></A></div> <div> <A HREF="id29.htm" TARGET="_top" TITLE="_"><U><B>Get Quote</B></U></A></div> <div> <B>A Win-Win Insurance Model That Puts a Premium on People</B></div> <div> <B>100% of all aftertax profits go to charities</B></div> <bR> <bR> <bR> <bR> </td> <td valign="top" height=370 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B>Step 1.</B></div> <bR> <bR> <div> <B>Press On Your State</B></div> <bR> <bR> <bR> <bR> <div> <A HREF="id28.htm" TARGET="_top" TITLE="Do I need insurance or do I have enough?"><U><B>Massachusetts</B></U></A><B> </B><FONT SIZE="5" COLOR="#000000" FACE="Arial" ><B>,</B>  </FONT><FONT SIZE="5" COLOR="#990000" FACE="Arial" ><A HREF="id27.htm" TARGET="_top" TITLE="Currently The Charitable Insurance Agenc"><U><B>All Other States</B></U></A></FONT></div> </td> </tr></table></body>